BEGIN:VCARD N;CHARSET=UTF-8:Ward;Robert ;;; FN;CHARSET=utf-8:Robert Ward EMAIL;TYPE=PREF,INTERNET:rward@dijones.com.au ADR;CHARSET=utf-8;TYPE=work:;;;;;; TEL;TYPE=WORK,VOICE:02 9487 4477 TEL;TYPE=CELL,VOICE:0433 100 068 END:VCARD